I have spoken with many people who believe that they may enroll in a Medicare Advantage Plan and keep their Medicare Supplement Plan. This simply is not the case. Medicare Advantage Plans work in place of Original Medicare, and Medigap Plans only work with Original Medicare.
If you have Original Medicare PLUS a Medicare Supplement Policy and you are planning to switch to a Medicare Advantage Plan, you cannot keep your Medigap plan to pay for deductibles, copayments or coinsurance.
If you are considering canceling your Medicare Supplement, you should talk to a qualified professional or your State Health Insurance Assistance Program before you do. The fact is, you may not be able to get it back.
If you are already enrolled in a Medicare Advantage Plan, it is illegal for anyone to sell you a Medigap policy unless you are switching back to Original Medicare.
